AI ToolResearch Tools

Finance

Finance is a market research agent that retrieves live data from Polygon (equities pricing and history) and Polymarket (prediction-market odds), discovers and parses SEC filings, reads full news articles, and renders sourced answers with charts and exportable Markdown reports.

Finance is a market research agent, priced at $13.99/month on the Plus plan, integrating with Polygon, Polymarket, and WhatsApp. InnovaAI scores it 5.2/10 for agency resale.

Consider5.2/10

Agency Audit

Finance is a market research agent that retrieves live equities, crypto, prediction-market odds, SEC filings, and press articles, then renders them as sourced, interactive reports with charts and exportable documents. It runs on web and WhatsApp, integrating with Polygon for pricing and Polymarket for implied probabilities. Best suited for financial research agencies, investment advisory firms, and market intelligence consultancies that bill clients for recurring research retainers. The $13.99/month Plus plan (13,000 research points) is low-friction for resale, but agencies must own the client relationship and billing; Finance does not offer a white-label client portal.

ConsiderNo WLTiered
Fit

5.2/10

Typical Margin

58%

Time-to-Value

2d 1-2 days

Complexity
Low
Consider
Fit52
Visit Finance
Best For
  • Your clients are investment firms, hedge funds, or wealth managers who need sourced market intelligence with audit trails (Finance links every figure back to its source: Polygon quotes, Polymarket odds, SEC filings, press URLs).
  • You want to offer recurring research briefings as a retainer service; Finance supports scheduled briefings and durable preferences (saved tickers, time zones, report formality).
  • Your clients ask for exportable research reports; Finance generates private Markdown documents that clients can search, update, and export as files.
Not For
  • Your clients need white-labeled research portals or branded client dashboards; Finance does not publish a white-label offering, so all client-facing surfaces display the Finance brand.
  • You need predictable per-client costs; Finance's point-based model means research-heavy clients can deplete their monthly allowance unpredictably, forcing you to either upsell add-ons (10,000 points for $13.99 one-time) or manage point budgets manually.
  • Your clients require HIPAA compliance or regulated financial advice licensing; Finance is a research tool, not a licensed advisory platform, and does not publish HIPAA or SOC2 compliance statements.

Profit Path

Your Cost (USD)

$13.99/mo

Market Range

$1K–$3K/project

Revenue Model

Monthly Recurring

Planning benchmark at United States price levels. Not a measured market survey.

Platform Features

Core capabilities of Finance

Live price and historical range lookup

Resolves company names to tickers, then fetches real-time prices and historical ranges from Polygon with timestamps. Agencies can deliver accurate equity pricing to clients without maintaining a separate data subscription.

Prediction-market odds tracking

Reads Polymarket implied probabilities and their monthly movement, displayed alongside price action rather than in isolation. Useful for clients analyzing macro bets (e.g., Fed rate-cut odds vs. index performance).

SEC filing discovery and parsing

Automatically discovers and extracts figures from SEC filings, rendering a scorecard of metrics instead of relying on summaries. Agencies can deliver earnings-call data, insider trading, and regulatory filings to clients without manual document review.

News article reading and attribution

Opens and reads full news articles before quoting or attributing claims, then includes the source URL in the answer. Prevents agencies from delivering secondhand headlines without verification.

Charts and data visualization on demand

Renders metrics, comparison tables, and probability bars as interactive components within the same research turn. Clients see trends visually without exporting to spreadsheets.

Private Markdown reports with export

Generates searchable, editable Markdown documents that clients own. Agencies can deliver recurring research briefings as exportable files, supporting both archive and client handoff workflows.

What Makes Finance Different

Unique advantages vs similar tools in this niche

Reads sources rather than skimming headlines

vs Traditional news aggregators that only show headlines

The agent opens and reads the stories that matter before quoting, attributing, or concluding, and includes the URL.

Renders figures as interactive components

vs Plain text responses from typical chatbots

Metrics, comparison tables, and probability bars render as components, making data visual and interactive.

Provides sourced answers with time stamps

vs Unverified AI responses

Every figure links back to the source it came from, and answers state the time the numbers are as of.

Investment ROI Calculator

Value equation analysis for Finance, based on the Hormozi framework

What is the Hormozi framework? A four-factor score: (what the service delivers × how reliably it delivers) divided by (how long it takes × how much effort it requires). A higher Value Multiplier means a better return on the time and money invested: faster, easier, and more proven results.

Value MultiplierStrong

2.1× value multiple: invest $13.99/mo and agencies typically charge $1K–$3K/project for the work it powers.

Outcome25
÷
Friction12

Why This Succeeds

Higher is better

Implementation Challenges

Lower is better

Viable opportunity. Finance returns 2.1× on investment. Focus on the highest-margin service packages to maximize return.

Best if:Your clients are investment firms, hedge funds, or wealth managers who need sourced market intelligence with audit trails (Finance links every figure back to its source: Polygon quotes, Polymarket odds, SEC filings, press URLs).You want to offer recurring research briefings as a retainer service; Finance supports scheduled briefings and durable preferences (saved tickers, time zones, report formality).Your clients ask for exportable research reports; Finance generates private Markdown documents that clients can search, update, and export as files.You operate in a vertical where WhatsApp is a primary client communication channel; Finance runs natively on WhatsApp alongside its web workspace.

Pricing

Finance platform cost to your agency

~58% margin

Plus: $13.99/mo

Plus

$13.99/mo
  • 13,000 research points added every month
  • Full market research across web and WhatsApp
  • Charts, private documents and exports
  • Recurring briefings and durable preferences

No verified white-label program for Finance: client-facing delivery runs under the platform's native branding.

Market Intelligence

How agencies monetize Finance: real offer economics and market positioning

Service Applications
Reporting & AnalyticsAutomation & IntegrationsClient Communications
Best For
  • Financial research agencies
  • Investment advisory firms
  • Market intelligence consultancies
Not Ideal For
  • Agencies without financial research needs
  • Agencies requiring deep customization of the platform

Project-Based

ai-tools

Agency charges per-project fee for implementation. Ongoing optimization as optional retainer.

Offer Economics: What You Charge vs. What It Costs

Margin includes platform cost + agency labor at $75/hr.

Finance Starter Intelligence Setuplocal smb

Independent financial advisors, local investment clubs, or small accounting firms needing automated market briefings

$1.8K
Tool: $13.99/mo (2 mo = $27.98)Labor: 16h setup × $75 = $1.2KMargin: 32%Benchmark: $1K–$3K/project
Configure Finance agent with client-specific equity and crypto watchlistsSet up recurring daily or weekly briefing schedules via WhatsApp and webBuild a branded export template for client-ready market summary reportsTrain client team on querying the agent and interpreting sourced outputs
Finance Growth Market Trackergrowth smb

Funded fintech startups, regional RIAs, or 10-50 person investment firms tracking equities, crypto, and SEC filings

$4.5K
Tool: $13.99/mo (2 mo = $27.98)Labor: 40h setup × $75 = $3KMargin: 33%Benchmark: $3K–$8K/project
Deploy Finance agent configured across equities, crypto, and prediction market verticalsIntegrate SEC filing monitoring with automated alerts for target company watchlistBuild custom chart and export workflow delivering weekly competitive intelligence reportsConfigure durable preferences and recurring briefings aligned to client investment thesis
Finance Mid-Market Research Enginemid marketHIGH MARGIN

Asset managers, corporate treasury teams, or multi-location financial services firms requiring structured market intelligence pipelines

$12K
Tool: $13.99/mo (2 mo = $27.98)Labor: 80h setup × $75 = $6KMargin: 50%Benchmark: $8K–$20K/project
Deploy Finance agent across multiple analyst seats with segmented watchlists per department or portfolioIntegrate private document uploads and SEC filing feeds into a unified research workflowBuild automated report generation pipeline with branded exports for internal stakeholder distributionDocument agent configuration, query playbooks, and handoff SOPs for internal team adoption
Finance Enterprise Intelligence PlatformenterpriseHIGH MARGIN

Institutional investment firms, Fortune 5000 corporate strategy teams, or large hedge funds requiring enterprise-grade AI market research infrastructure

$35K
Tool: $13.99/mo (2 mo = $27.98)Labor: 160h setup × $75 = $12KMargin: 66%Benchmark: $20K–$60K/project
Architect and deploy Finance agent environment with role-based access across multiple business unitsIntegrate live equity, crypto, prediction market, and press feeds with custom research point allocation strategyBuild executive briefing automation delivering scheduled, sourced intelligence reports with chart exports to leadershipAudit and optimize agent query frameworks, document governance protocols, and train internal champions across teams

Scale Economics: Based on Starter Offer

Using Finance Starter Intelligence Setup at $1.8K/client. Platform: $13.99/mo. Labor: 4h/client × $75/hr.

5 clients
$9K
MRR
$7.5K net (83%)
10 clients
$18K
MRR
$15.0K net (83%)
20 clients
$36K
MRR
$30.0K net (83%)

Net = MRR - platform cost - labor (4h/client × $75/hr).

Weighted Avg Margin
58%
Across all offer tiers, incl. labor at $75/hr
Run your agency audit

Investment Decision Framework

Strategic vetting analysis for Finance

Vetting Verdict

Consider

Favorable fit, worth a closer look

Agency Fit(white-label + resell pathway)
52/100
0255075100
Resell Friction(WL + mode + complexity)
60/100
0255075100

Buy If

4
STRATEGIC DRIVER

You want to offer recurring research briefings as a retainer service; Finance supports scheduled briefings and durable preferences (saved tickers, time zones, report formality).

OPERATIONAL FIT

Your clients are investment firms, hedge funds, or wealth managers who need sourced market intelligence with audit trails (Finance links every figure back to its source: Polygon quotes, Polymarket odds, SEC filings, press URLs).

OPERATIONAL FIT

Your clients ask for exportable research reports; Finance generates private Markdown documents that clients can search, update, and export as files.

OPERATIONAL FIT

You operate in a vertical where WhatsApp is a primary client communication channel; Finance runs natively on WhatsApp alongside its web workspace.

Skip If

4
CAUTION

Your clients need white-labeled research portals or branded client dashboards; Finance does not publish a white-label offering, so all client-facing surfaces display the Finance brand.

CAUTION

You need predictable per-client costs; Finance's point-based model means research-heavy clients can deplete their monthly allowance unpredictably, forcing you to either upsell add-ons (10,000 points for $13.99 one-time) or manage point budgets manually.

CAUTION

Your clients require HIPAA compliance or regulated financial advice licensing; Finance is a research tool, not a licensed advisory platform, and does not publish HIPAA or SOC2 compliance statements.

CAUTION

You want to resell to retail investors or day traders; Finance is positioned for institutional and professional research workflows, not retail self-directed trading.

Bottom Line

Finance is a market research agent that retrieves live equities, crypto, prediction-market odds, SEC filings, and press articles, then renders them as sourced, interactive reports with charts and exportable documents. It runs on web and WhatsApp, integrating with Polygon for pricing and Polymarket for implied probabilities. Best suited for financial research agencies, investment advisory firms, and market intelligence consultancies that bill clients for recurring research retainers. The $13.99/month Plus plan (13,000 research points) is low-friction for resale, but agencies must own the client relationship and billing; Finance does not offer a white-label client portal.

Reality Check

Trade-offs & Gotchas

Finance charges per research point consumed, not per user or client account, so high-volume research queries can exhaust the monthly allowance quickly. Agencies reselling to multiple clients must either pool points across clients or purchase separate Plus subscriptions per client, complicating per-client margin tracking and billing automation.

Implementation Reality

Moderate effort: standard configuration with some customization needed

Effort: 3/10Time: 4/10

Academy for Finance

Work through it in order: the course for this service first, then the modules behind it.

Course for this service

Finance Agency Implementation, Retainer Research Delivery

Learn how to package Finance's live market data, SEC filing parsing, and prediction-market tracking into recurring research retainers for investment advisory and financial consulting clients. This course covers point budgeting, scheduled briefing setup, report automation, and pricing models that protect your margin while delivering sourced intelligence.

Open the course

Core concepts

The mental model you need to price and scope the work.

  1. Self-Report Decay CurveConcept

    Self-Report Decay Curve is the rate at which what people say about their preferences stops matching what they do, measured in weeks from the moment of capture. Agencies treat survey answers as durable evidence, but stated intent degrades fastest exactly where budgets sit: purchase triggers, feature priorities, channel preference. The practical rule is to timestamp every primary-data claim and re-validate anything older than one quarter against observed behavior. An audit of Reddit's AI search found it disproportionately surfaces formal, highly upvoted comments while experiential language drops out of results, which means even the community signals agencies mine for research are a filtered sample rather than a neutral one. Pair conversational capture from Typeform with behavioral analytics, and treat the gap between the two as the finding worth billing for. A retainer built on a single survey wave is a retainer that expires quietly.

  2. Evidence Half-Life LedgerConcept

    Every research input an agency collects has a shelf life, and the shelf life differs by evidence type. A survey response about purchase intent decays in weeks because markets and competitor offers move. A behavioral observation from session recordings holds longer because it captures friction that rarely disappears on its own. A market-sizing figure from a paid intelligence source can stay usable for a quarter or more. The Evidence Half-Life Ledger is a simple register that tags each research artifact with its collection date, its evidence class, and a revalidation trigger. Agencies that keep this ledger stop recycling stale findings into new client decks, which is the quiet way retainers get questioned. The practical test: before any strategy recommendation ships, the delivery lead checks whether the underlying evidence is still inside its window. If it is not, the recommendation gets re-grounded or flagged as an assumption.

  3. Insight Engine CompoundingConcept

    Insight Engine Compounding treats each research instrument (a survey template, a behavioral tracking setup, a validation pipeline) as a capital asset rather than a one-off deliverable. The first client engagement absorbs the full build cost; every subsequent retainer amortizes it further, so the tenth deployment of the same instrument costs a fraction of the first while the fee stays flat. The risk is staleness: an instrument tuned to one client's audience can quietly misread the next one. Agencies that version their instruments and re-validate assumptions quarterly keep the compounding effect without inheriting the error. The counterweight is behavioral data. Self-reported answers decay fast, so pair every reusable survey asset with observational signals before the findings reach a client deck. A practical example: a validation pipeline that scans community and search signals to score demand before a build decision can be templated once and rerun per client, turning a single research sprint into a standing retainer line item.

12 modules selected for Finance

Frequently Asked Questions

Answers about pricing, setup, implementation

Finance is a market research agent that answers questions about equities, crypto, prediction markets, SEC filings, and press by retrieving live data from Polygon and Polymarket, reading full articles and documents, and rendering sourced answers with charts and exportable reports. Every figure links back to its source. Clients access it via web or WhatsApp.

Finance offers 1 pricing tier, at $13.99/mo (Plus). Agencies typically achieve 58% profit margins when reselling to clients.

No verified white-label program. Client-facing surfaces display the Finance brand. Agencies can resell Finance as a research service under their own brand positioning, but the underlying tool and reports will show Finance branding.

Yes. Finance natively integrates with Polygon for real-time equity prices and historical ranges, and with Polymarket for implied probabilities and odds movement. Both integrations are built into the core research agent and do not require separate API setup.

Finance does not publish onboarding timelines. Setup likely involves creating a client workspace and configuring durable preferences (tickers, time zone, briefing cadence), but exact duration depends on the number of preferences and whether the agency pre-configures them or has clients self-serve.

Financial research agencies, investment advisory firms, and market intelligence consultancies. Ideal for clients who need sourced market intelligence, earnings analysis, regulatory filings, and macro research (e.g., Fed policy tracking) as part of advisory or research retainers.

The Plus plan includes 13,000 research points per month. If a client exceeds this, agencies can purchase the 10,000-point add-on for $13.99 (one-time) to top up the balance. There is no automatic overage billing; agencies must manually purchase add-ons or upgrade the client to a higher plan tier if one exists.

Yes. Finance generates private Markdown documents that clients can search, edit, and export as files. Reports are not locked to the platform, so clients retain ownership of the research output and can archive or share it independently.